Use Georgia Access to shop for individual-market plans
Georgia Access is Georgia’s official program for residents to shop for and enroll in individual-market health insurance. The state transitioned Georgia Access to a State-based Exchange on November 1, 2024. Its consumer portal supports plan shopping and enrollment, and the state also lists certified agents, web brokers, and insurance companies as enrollment channels.
Check Georgia Access for the current coverage-year calendar and the event rules that apply to your situation. A plan estimate or account screen does not establish your final eligibility or start date; read the eligibility notice and plan confirmation, and contact the agency if the dates do not match your records.
Related:Georgia Access — what the state Marketplace does Georgia Access — enrollment options Georgia Access — consumer portal
Apply for Georgia Medicaid through Georgia Gateway
Georgia Medicaid calls its public medical coverage programs Medical Assistance. The state directs residents to Georgia Gateway to screen, apply for, renew, and manage benefits. Medicaid eligibility depends on the rules for the person’s coverage category and household circumstances, so use the state’s current eligibility information and submit an application when you are unsure.
A household may have different next steps for adults and children. Georgia Access and the state Medicaid site identify Medicaid and PeachCare for Kids as public coverage routes; the eligibility agency decides which program, if any, fits each applicant.
Related:Georgia Medicaid — how to apply Georgia Medicaid — basic eligibility Georgia Gateway — state benefits portal
Answer a few timing and household questions before sharing contact details.
An application can move between Georgia Access and DFCS
Georgia Access describes a connected application process. If someone applies through Georgia Medicaid and is found ineligible for Medicaid or PeachCare for Kids, their information may be transferred to Georgia Access. If someone applies through Georgia Access and is assessed as potentially eligible for Medicaid or PeachCare for Kids, the application may be transferred to DFCS for a Medical Assistance decision.
A transfer is a handoff for review. Follow the notice from the receiving agency, answer document requests by the listed deadline, and confirm whether you must finish an application or choose a Marketplace plan. Keep the notice and submission confirmation so you can check the status with the agency handling the decision.
Related:Georgia Access Help — choosing between Marketplace and Medical Assistance Georgia Medicaid — how to apply
Use Georgia Pathways’ current rules for this coverage year
Georgia Pathways offers coverage to residents who meet its program requirements and are not otherwise eligible for traditional Medicaid. Georgia’s Pathways site says eligibility requirements will change beginning January 1, 2027, and that current members will be affected when they renew in 2027. The state’s page explains the activities, exceptions, and transition details.
As of October 23, 2026, CMS lists the Georgia Pathways demonstration’s expiration date as December 31, 2026 and shows a state application dated October 1, 2026 as pending. Check the current Georgia Pathways and CMS notices before relying on the program for 2027. Follow your own DFCS notice for eligibility and renewal instructions.
Related:Georgia Pathways — current program information Georgia Pathways — eligibility changes beginning January 1, 2027 CMS — Georgia Pathways waiver status and applications
Claim an existing Georgia Access account from the official portal
If Georgia Access sends you an account code after a referral or a prior Marketplace application, use the state portal’s account-claim instructions. The current registration page offers an access-code or Social Security number route for consumers who have an existing Georgia Access record. Enter personal information only on the official portal, and contact Georgia Access if the code or account details do not work.
For help with Georgia Access, the state lists 1-888-687-1503. Georgia Medicaid lists 1-877-423-4746 for application assistance. The national coverage-loss guide can help you compare broader choices while the state reviews your application. This is educational guidance; it does not decide eligibility or claim Georgia insurance licensure.
Related:Georgia Access — register with an access code or SSN Georgia Access — FAQs and contact information Georgia Medicaid — application help Compare next steps after losing coverage
Common questions
Frequently asked questions
Where do I apply for health coverage in Georgia?
Use Georgia Access to shop for individual-market plans and Georgia Gateway to apply for Georgia Medicaid or other state benefits. Georgia’s application process can transfer information between Georgia Access and DFCS when screening points to another program; follow the official notice for the next step.
Does an application transfer mean I have coverage?
A transfer sends information for another agency to review. Read the notice, complete any requested steps, and confirm the agency’s eligibility decision and coverage effective date.
What is Georgia Pathways to Coverage?
Georgia Pathways is a state Medicaid coverage option for residents who meet its program rules and are not otherwise eligible for traditional Medicaid. Check the official Pathways page for the requirements that apply to your application or renewal.
When do Georgia Pathways rules change?
Georgia’s Pathways site says new eligibility requirements begin January 1, 2027, with current members affected at renewal in 2027. CMS currently lists the demonstration’s expiration as December 31, 2026 and an application as pending, so check both official sources for updates.
How do I claim a Georgia Access account?
Use Georgia Access’s official portal and follow the access-code or Social Security number instructions shown there. Contact Georgia Access if your notice or account cannot be matched.
Primary sources
Where this guidance comes from
We prioritize current federal and Georgia government sources. Rules and plan availability can change; use the official application for a final eligibility decision.
- Georgia Access — what is Georgia Access
- Georgia Access — enrollment options
- Georgia Access — consumer portal and account claim
- Georgia Access Help — Marketplace and Medical Assistance application handoffs
- Georgia Access — FAQs and contact information
- Georgia Medicaid — how to apply through Georgia Gateway
- Georgia Medicaid — basic eligibility
- Georgia Gateway — state benefits portal
- Georgia Pathways — program information
- Georgia Pathways — eligibility changes beginning January 1, 2027
- CMS — Georgia Pathways waiver status and applications
Updated October 23, 2026.
